The Juicy Liberation: Why Filing Bankruptcy In My 40s Was The Best Decision Ever!

Word count: 719… 4 min

Delve Into The Financial Abyss: My Journey

• 📸 Picture this: a middle-aged individual, knees deep in the chaos of their 40s, deciding to embark on a thrilling adventure. A bankruptcy adventure, to be precise.

  • 🤔 Now I know what you’re thinking - how can bankruptcy be anything but a gloomy and desperate situation? Well, my friends, let me enlighten you with my tale of how filing for bankruptcy in my 40s has unleashed an unexpected sense of freedom and joy.

Bankruptcy + Stereotypes

• 🙊 The mere mention of the word sends shivers down most people’s spines. But hey, we’re here to challenge the status quo and rock the boat a little.

  • 🤪 So let me regale you with some hilarious anecdotes about the misconceptions and stereotypes surrounding bankruptcy.

• 🎬 For starters, when you file for bankruptcy, you’re marked with a giant scarlet “B” on your forehead. Ok, that’s bullshit. 

  • 🐂 But seriously, bankruptcy is often seen as a shameful secret; something we’re supposed to hide away like your autographed Creed CD.

  • 👮🏼‍♀️ Well, guess what? I wear that shit proudly and let me tell you, it’s fucking liberating!

The Liberation Of Letting Go: Freedom

• 🤩 One of the delightful perks of bankruptcy is that it sets you free from the shackles of your credit score. Living life without having to pander to the whims of those three digits is damn exhilarating.

  • 🎉 No more groveling to bank loan officers or begging for reasonable interest rates. It’s a constant party in the world of bankruptcy.

• 🙇🏽‍♀️ And lets not forget about societal expectations. You know, those invisible chains that dictate we must accumulate wealth and possessions to validate our existence? Well friends, fuck that.

  • 💸 Bankruptcy obliterates those chains faster than you can lose $1,000 at a craps table. Suddenly, you’re liberated from the pressures of trying to be like your lame-ass friends. You can confidently strut around in your thrift store finds or Dior hoodie - now you get to decide how you spend your money again.

Rebuilding and Reinventing: Recreating A Life Beyond Bankruptcy

• 🤿 So, you’re taken the plunge, embraced bankruptcy and emerged on the other side feeling free as a bird. But what now? How do you pick up the pieces and rebuild your life post-bankruptcy? Fear not, I have some advice to share.

• 🥇 First things first, rebuilding credit. If you live in the United States, this will be important. Most people think after bankruptcy, your credit rating plummets like the Titan submarine (too soon?). But as long as you’re trying to buy that fishing shack in Louisiana without cash, you’ll need a decent credit score

  • 🏴‍☠️ It’s like embarking on a treasure hunt: diligently paying bills on time, disputing errors on your credit report and watching your score go the only direction it can, up. It’s shocking how exhilarating it can be.

• 👽 But reinventing your life after bankruptcy isn’t just about credit scores; it’s about exploring new avenues and pursuing your passions. Those dreams you’ve kept locked away, fearing they were unattainable - now is the time to unleash them.

  • 🚚 Whether it’s starting a new business, pursuing a creative endeavor or moving to a new country - bankruptcy has given you the ultimate fucking freedom to be the new you.

Conclusion

• 🔚 In conclusion, filing bankruptcy and finding freedom in your 40s is a surprising source of joy and liberation. It’s a chance to tell societal expectations to fuck-off and recreate a life that is authentic and fulfilling.

  • 🥇 Remember, bankruptcy doesn’t define you, it’s merely a stepping stone to a life that breaks free from the chains of debt and conformity. Embrace it, and never forget that it has allowed you to be the new you.

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Cheers,

The Unguarded Squad

• 💌 P.S. Don't let your friends suffer through the challenges of existence in silence. Forward this!